Card Payments

Inside the Payments Boot Camp – Global Payments

By Russ Jones on September 22 2015

Last year we expanded our Payments Boot Camp program to include a series of one-day workshops that give us an opportunity to dive a little deeper into a topic to share our experience and insights in a more interactive forum. And no topic has as much “real-world” demand as Global Payments. It’s a broad area […]

ACH

What’s Next for US Payments

By Bryan Derman on September 9 2015

We’ve spent so much time the past several years obsessing about how mobile proximity payments would be deployed in the U.S. and the rest of the developed world. Now we know. This week, Apple Pay celebrates the first anniversary of its launch, and a new generation of payment-enabled iPhones will be announced. Later this month, […]

Apple

EMV – Necessary, Insufficient, and our Lasting PR Risk

By George Peabody on August 27 2015

We are just a month away from the October EMV liability shift and the transition is, to no one’s surprise, mostly incomplete. EMV credit card issuance is expected to be at just 50% by the end of this year. Point of sale hardware upgrades at major retailers may be in place but the long tail of SMB […]

Apple

The Ten Most Annoying Things About Apple Watch

By Carol Coye Benson on May 29 2015

Message delay from phone to watch – I can hear my phone signaling a message has arrived but it takes a while to show up on my watch You have to remember to turn both watch and iPhone back on after being in airplane mode, even if set to “mirror phone” Only black watch faces? […]

Allen Weinberg

Disruption and Innovation at the Point of Sale

By George Peabody on April 24 2015

Surprising disruptions and unanticipated consequences abound in payments. Sometimes, it’s just a rule change that makes all the difference. In 2001, the NACHA rule enabling ad hoc web debits was put in place, primarily at the behest of banks who wanted to make it easier for their cardholders to pay their credit card bills. Great […]

Card Acceptance

New POS Security from Old System Topology

By George Peabody on March 3 2015

Anyone around technology for a couple of decades recognizes how old ideas tend to return. To those folks, using a browser to do data entry into an enterprise database looks a lot like a mini or mainframe system’s terminal application. Back for another incarnation in payments is an old fashioned topology familiar to anyone who […]

Apple

Mobile Payment Unintended Consequences (or How I Locked Myself Out of the House, Again)

By Erin McCune on January 15 2015

I am writing this post sitting on the front steps of our house in San Francisco. I have locked myself out three times recently, more than I have in the past three decades. Is it dementia? No, I blame mobile payments. Last summer I bought a case for my iPhone that had handy little pockets […]

Apple

Adventures in Attribution – The Apple vs. MCX Dialog

By Bryan Derman on November 10 2014

Like many payments industry insiders, we have been following the recent impassioned industry dialog about the relative merits of Apple Pay and MCX’s CurrentC wallet with a combination of amusement and despair. The barbs and accusations being exchanged by the rival camps in this technological holy war between NFC and QR codes suddenly reminded me […]

Apple

Apple Pay Stirs, But Doesn’t Shake, the Mobile Landscape

By George Peabody on September 10 2014

The Apple Pay announcement finally came yesterday and the company’s orchestration of much of the complex and fractious card payments ecosystem demonstrates Apple’s insight into how the current payments ecosystem works and how it must be aligned in order to meet its own needs. Combining NFC, Apple’s Passbook wallet, Touch ID biometric reader, cards stored in the […]

Card Payments

SEPA for Cards – The New Ballgame

By manfred on September 7 2014

We are delighted to feature another post by Manfred Schuck, a terrific payments consultant from Frankfurt, who will co-lead with Elizabeth McQuerry our upcoming Payments in Europe Insight workshop to be held in Mountain View, CA on October 9. Now, it’s about cards.  Here’s how the European Payments Council (EPC), the self-regulation body of the […]